
Low Credit Scores Plague This Connecticut City—Find Out Why
According to a new study from WalletHub, your credit score is not just a number, it reveals your financial habits, particularly how you manage debt. A high or low score can be influenced by a variety of factors, including your ability to pay bills and manage credit usage. While the economy can play a role in your rating, they often vary by location.

The study also shows that some cities have residents with higher credit scores than others. WalletHub compared the median credit scores across 182 U.S. cities, shedding light on how different communities handle their finances. One Connecticut city had a really low rating compared to the rest of the nation, can you guess which one?
The answer is Bridgeport which was in the bottom 12 cities in America for credit rating.
15 Worst Cities for Credit Rating in the U.S.
182. Detroit, MI - 566
181. Memphis, TN - 590
180. Newark, NJ - 591
179. San Bernadino, CA - 592
178. Birmingham, AL - 593
176. Jackson, MS - 594
176. Columbus, GA - 594
172. Montgomery, AL - 595
172. Newport News, VA - 595
172. Shreveport, LA - 595
172. Augusta, GA - 595
170. Bridgeport, CT - 596
170. Mobile, AL - 596
169. Dover, DE - 597
168. Indianapolis, IN - 598
Hey B-Port, keep your head up. I'm pretty sure your rating is better than mine.
5 Best Cities for Credit Rating in the U.S.
1. South Burlington, VT - 701
2. Fremont, CA - 688
3. Scottsdale, AZ - 686
4. San Francisco, CA - 685
5. Huntington Beach, CA - 682
If you'd like to improve your credit score, Wallet Hub makes some suggestions, including:
- Always pay on time: Make at least the minimum payment on all of your credit accounts by the due date each month.
- Keep credit utilization low: You should strive to use less than 30% of your credit limit at a time.
- Regularly check your credit reports: Monitor your credit reports from the major credit bureaus (Equifax, Experian, and TransUnion) regularly to identify any errors or inaccuracies.
- Avoid opening multiple accounts at once: Limit the number of new credit accounts you open within a short period.
- Don’t close unused accounts: The length of your credit history is an important component in your credit score. Closing older credit cards or lines of credit that you no longer use can shorten your average account age and have a negative impact on your credit score.
Check the full report for more details on improving your score.
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