According to a new study from WalletHub, your credit score is not just a number, it reveals your financial habits, particularly how you manage debt. A high or low score can be influenced by a variety of factors, including your ability to pay bills and manage credit usage. While the economy can play a role in your rating, they often vary by location.

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The study also shows that some cities have residents with higher credit scores than others. WalletHub compared the median credit scores across 182 U.S. cities, shedding light on how different communities handle their finances. One Connecticut city had a really low rating compared to the rest of the nation, can you guess which one?

The answer is Bridgeport which was in the bottom 12 cities in America for credit rating.

15 Worst Cities for Credit Rating in the U.S.

182. Detroit, MI - 566

181. Memphis, TN - 590

180. Newark, NJ - 591

179. San Bernadino, CA - 592

178. Birmingham, AL - 593

176. Jackson, MS - 594

176. Columbus, GA - 594

172. Montgomery, AL - 595

172. Newport News, VA - 595

172. Shreveport, LA - 595

172. Augusta, GA - 595

170. Bridgeport, CT - 596

170. Mobile, AL - 596

169. Dover, DE - 597

168. Indianapolis, IN - 598

Source: WalletHub

Hey B-Port, keep your head up. I'm pretty sure your rating is better than mine.

5 Best Cities for Credit Rating in the U.S. 

1. South Burlington, VT - 701

2. Fremont, CA - 688

3. Scottsdale, AZ - 686

4. San Francisco, CA - 685

5. Huntington Beach, CA - 682

If you'd like to improve your credit score, Wallet Hub makes some suggestions, including:

  • Always pay on time: Make at least the minimum payment on all of your credit accounts by the due date each month.
  • Keep credit utilization low: You should strive to use less than 30% of your credit limit at a time.
  • Regularly check your credit reports: Monitor your credit reports from the major credit bureaus (Equifax, Experian, and TransUnion) regularly to identify any errors or inaccuracies.
  • Avoid opening multiple accounts at once: Limit the number of new credit accounts you open within a short period.
  • Don’t close unused accounts: The length of your credit history is an important component in your credit score. Closing older credit cards or lines of credit that you no longer use can shorten your average account age and have a negative impact on your credit score.

Check the full report for more details on improving your score.

Is Connecticut the Leader in Dunkin' Locations? What You Need to Know

What do they say, "America runs on Dunkin', right?" Well, that's certainly true, but the love for Dunkin' is stronger in some states than others. Connecticut residents, for example, will tell you that the sheer volume of Dunkin' locations here is almost a running joke. While Massachusetts is often seen as the heart of the Dunkin' empire, just how accurate is that? Here is a breakdown of the Top 10 States with the most Dunkin' locations.

Gallery Credit: Lou Milano

The Headless Horseman: A Connecticut Ghost Story You Need to Know

You've probably heard of the Headless Horseman from Sleepy Hollow, NY, but did you know that Connecticut has its own lonely and terrifying rider? The tale of the Headless Horseman of Canton is not as well-known as the New York horseman, but it’s just as chilling

Gallery Credit: Lou Milano

The Hateful 8: The Most Dangerous Gangs in Connecticut You Need to Know About

Your exposure to gangs and gang violence is probably a lot like mine. You see gang stories told on fictional TV shows like "Sons of Anarchy" or in the movies and think, eh not my problem. Not so fast Nutmegger! According to the CT Justice Department gangs are a real problem in the State of Connecticut.

Here are the 8 Most Dangerous Gangs in the Nutmeg State

Gallery Credit: Lou Milano

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